Welcome to our latest quarterly newsletter for 2024

In our first article, we outline each of the superannuation changes that came into effect on 1 July and how some of these changes could impact you.

Here, we explore a few reasons why the passage of time can help you achieve your investment goals over the longer term.

The new stage 3 tax cuts kicked in on 1 July and for most people, this may mean a little bit of extra money in your back pocket. In our next article, we’ve outlined a few other ways you could boost your borrowing power.

With employers looking for workers and the cost-of-living pressures, it’s a perfect mix of conditions to send some retirees back to work. If you’re considering going back to work, it’s smart to get good advice before you take the leap.

While we all dream of having a longer holiday, sometimes it’s not possible. There is a new type of vacation called ‘microcation’. Find out how this trendy little type of holiday is squeezing all the benefits of a big vacation into a short break.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 02 6622 2907 or email stephen.walden@ampfp.com.au

Kind regards,

Steve Walden

Super and tax - what changed on 1 July 2024

Here’s a quick rundown of the latest law changes. Read full article >>

The advantages of investing early

You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward? Read full article >>

Borrowing power boost thanks to tax cuts

Tax breaks are always good news, but for house hunters they can have an added bonus. Read full article >>

Returning to work after retirement

Employers are desperate for workers and cost of living pressures are making it tough to live on a pension. That’s a perfect mix of conditions to send some retirees back to work. But it’s smart to get good advice before you take the leap. Read full article >>

Microcations: a little bit of holiday for a lot of enjoyment

Having a break from the daily grind is the best way to refresh, re-energise and refocus but it’s not always possible to take off for a long holiday, which is where the newest vacation trend - microcations - comes in handy. Read full article >>

Vandaley Industries Pty Ltd, ABN 64 144 666 053, trading as Ethical Financial Solutions, is an authorised representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706).
This email, including any attachments may contain information that is confidential and commercially sensitive. Unintended Recipient: If you are not the intended recipient you must not read, use, disseminate, distribute or copy any part of this email, disclose its contents to any other party, or take any action in reliance on it. If you have received this email in error please contact the sender immediately and delete this email. Paper copies of documents: You can request a paper copy of documents attached to this email by calling our office. Any advice or compliance documents will be mailed to you free of charge.
This email contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information.
If you decide to purchase or vary a financial product, your financial adviser, AMP Financial Planning and other companies within the AMP Group may receive fees and other benefits. The fees will be a dollar amount and/or percentage of either the premium you pay or the value of your investment. Please contact us if you want more information.

You may still receive direct marketing from AMP as a product issuer, bringing to your attention products, offerings or other information that may be relevant to you. If you no longer wish to receive this information you may opt out by contacting AMP on 1300 157 173.

Suite 1, Level 1 The Strand Arcade Molesworth St LISMORE NSW 2480
02 6622 2907

Unsubscribe